Open data, 
smarter decisions

Open data,
smarter decisions

AperiData is a decision management, credit scoring, modelling and Open Finance software provider for financial institutions. Our innovative software maximises the power and opportunity of Open Banking and other data sources, enabling you to make smarter credit decisions for both your small business customers and individual consumers alike. Agile, cloud-based, efficient, and complete decisioning solutions, seamlessly delivered to enhance your business.

Open Data

Open Banking is here. There’s now a wealth of opportunity for both businesses and consumers to use transactional data to access better financial products and services. 

Working to enhance all areas of credit management, AperiData plans to be at the forefront of fintech, driving the move into Open Finance and beyond to Open Data. With a wealth of risk experience, we’ll dive deep into the data to provide you with powerful analytics and ensure smarter, more complete, and quicker decisions.

Open Data

Smarter Decisions

Smarter Decisions

Smarter, better, faster. Thanks to Open Finance, application programming interfaces (APIs), and the demand for cloud-based fintech services, AperiData offers innovative decision management solutions.

By optimising processes we can transform your customer relationship management.

What are the benefits for lenders?

  • Improved credit, risk and fraud management
  • Make better credit decisions more quickly and increase your completion rates
  • Maximise the power of Open Finance data, especially when used in conjunction with supplementary data sources
  • Increased data depth for modelling to improve scoring
  • Save time and money and increase agility by upgrading to cloud-based decision management
  • Enhance process efficiency and reduce operational overheads
  • Consistent, machine readable, detailed financial information at your fingertips
  • Identify financially vulnerable customers and offer support interventions more easily

What are the benefits for consumers?

  • Less reliance on providing detailed information in order to access the most competitive financial products in the market
  • Quicker, easier and more streamlined application processes
  • More choice, and more bespoke choice, of financial products

About Us

AperiData is an innovative fintech company backed by years of financial services experience. We provide cloud-based decision management solutions, enhanced by Open Finance. 

Founded by an executive team, we are expert in all things banking: credit risk control, decision management, scoring, modelling, data analytics, cloud infrastructure, payments, IT programme delivery, and new technologies.

What sets us apart is our decades of experience in the world of credit risk and decisioning, providing us with an in-depth understanding of client needs, as well as an unparalleled insight into the best services that can be derived from the Open Banking initiative.

This experience is embedded in not only our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement a solution for every client.

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© 2020 AperiData Ltd.

Follow Us

Aperidata is a trading name of Aperidata Limited (Company No. 10979997) incorporated in England & Wales with a registered office at:

Regus House, Herons Way, Chester Business Park, Chester, Cheshire, CH4 9QR.  Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA782092.

Please note: in advance of our public launch this site is strictly for information purposes only. Aperidata has applied for authorisation from the Financial Conduct Authority (“FCA”)  for AISP and Consumer Credit services. Aperidata does not currently offer any regulated or unregulated services until these permissions have been finalised.