The Real Time Credit Reference Agency
It’s our mission to revolutionise credit scoring.
We harness the power of Open Banking to transform credit and lending processes that power instant, responsible, and ethical decisions.
Our intelligent AI powered products empower organisations to serve their customers digitally, more accurately and in real time to provide fairer finance for all.
Open Data Smarter Decisions
Originations & customer onboarding
Streamline underwriting and onboarding processes through the use of digital transaction data and our proprietary risk insights.
Use the power of open banking to enhance your own internal risk models and decision strategies.
Harness real time, high-resolution data insights to increase decision automation, accuracy and consistency across the credit lifecycle.