Between October and December 2024, the Financial Ombudsman received 68,430 complaints, with unaffordable lending still a major driver.
At the same time, 13.3 million UK consumers were using Open Banking. The data is there. The challenge is how to use it well.
This eBook shows how leading firms are improving decisions at every stage of the credit lifecycle—with insight from AperiData clients including Payl8r, Qualco UK and Advance Credit Union.
What’s inside:
✅ A breakdown of lifecycle-wide data weaknesses
✅ How real-time Open Banking data supports better decisions
✅ Use-case examples across application, monitoring, collections, remediation
✅ Input from firms already using the data in live environments
✅ How AperiData helps integrate Open Banking into real-world workflows
✅ Why regulated firms choose AperiData as a trusted CRA and AISP
